Privacy Policy

Last Updated: April 24, 2024

Welcome to FinShaakti ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website finshaakti.com, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site").

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site. By accessing the Site and/or using our services, you consent to the collection, use, and disclosure of information in accordance with this Privacy Policy.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you register on the Site, express interest in obtaining information about us or our products and services, participate in activities on the Site, or otherwise contact us. The personal information we collect may include:

• Name
• Email address
• Telephone number
• Postal address
• Password
• Financial information (for payment processing)
• Educational background
• Professional experience
• Demographic information
• Other information you choose to provide

1.2 Information Automatically Collected

When you access our Site, we automatically collect certain information about your device and usage, including:

• Device type
• Browser type
• Operating system
• IP address
• Pages visited
• Time and date of your visit
• Time spent on those pages
• Referring website addresses
• Other diagnostic data

1.3 Cookies and Similar Technologies

We use cookies, web beacons, tracking pixels, and other tracking technologies to help customize the Site and improve your experience. For more information about how we use cookies, please see our Cookie Policy section below.

2. How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, operate, and maintain our Site and services
• Improve, personalize, and expand our Site and services
• Understand and analyze how you use our Site
• Develop new products, services, features, and functionality
• Communicate with you about our services, updates, and other information
• Process your transactions and payments
• Send you marketing and promotional communications (with your consent)
• Respond to your inquiries and provide customer support
• Conduct research and analysis to improve our educational offerings
• Protect, investigate, and prevent potentially illegal or prohibited activities
• Comply with our legal obligations

3. Disclosure of Your Information

We may share information in the following situations:

3.1 Business Partners and Third-Party Service Providers

We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf, such as payment processors, data analysis firms, customer service providers, email delivery services, and marketing assistance.

3.2 Legal Requirements

We may disclose your information where required to comply with applicable law, governmental requests, judicial proceedings, court orders, or legal processes, such as in response to a court order or subpoena.

3.3 Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

3.4 With Your Consent

We may disclose your personal information for any other purpose with your consent.

4. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

5. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

6. Your Rights Regarding Your Information

Depending on your location, you may have certain rights regarding your personal information. These may include:

• The right to access personal information we hold about you
• The right to request correction of your personal information
• The right to request deletion of your personal information
• The right to withdraw consent where we rely on consent to process your information
• The right to request restriction of processing of your personal information
• The right to data portability
• The right to object to processing of your personal information

To exercise any of these rights, please contact us using the contact information provided below.

7. Cookie Policy

We use cookies and similar tracking technologies to track activity on our Site and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier.

7.1 Types of Cookies We Use

• Essential Cookies: These cookies are necessary for the website to function and cannot be switched off. They are usually set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms.
• Analytical/Performance Cookies: These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site.
• Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.
• Targeting/Advertising Cookies: These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites.

7.2 Cookie Management

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site. You can learn more about cookies and how to manage them in your web browser by visiting www.allaboutcookies.org.

8. Third-Party Websites

Our Site may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

9. Children's Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we take steps to remove that information from our servers.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. International Data Transfers

Your information may be transferred to, and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction. If you are located outside India and choose to provide information to us, please note that we transfer the data to India and process it there.